Charge to Mobile (aka Charge to Bill) is the UK’s Direct Operator Billing and we have been working hard on a new and improved version. Payforit is the mobile payment scheme, currently on version 5.

Our previous Charge to Mobile services were a hybrid of direct connections and 3rd party front end using Payforit. The new one, is our own, from the ground up showing our own front end utilising our direct connections.

Soon clients will be able to sign up to Charge to Mobile from their My,txtNation accounts, create multiple campaigns, try them out in “sandbox” mode, and view rich statistics. Platform tools also allow us to customise and monitor Charge to Mobile in optimal new ways.

Sneak Peak Screenshots:

Payforit

More crucially, given how changeable our industry is (particularly with Payforit), we have left huge scope for future changes and improvements by using a flexible architecture that will accommodate many of the demands we anticipate in the months and years ahead. For example its a possible with the new payment flows being released, that deeper integration will be possible for Charge to Mobile, meaning less of the Payforit brand and flow and more customisations into the merchants website.

We can turn off or turn on particular flows and operators for clients, a marketers dream!

Indeed, it has been a significant challenge for us to design and implement a series of solutions that meet the needs of the business not only today but tomorrow.

txtNation has worked really hard and smart on this substantial and complicated platform, which is sure to pivot us in a wonderful new direction: to a world in which clients can sign up and use our services more quickly and where our platform can evolve intelligently to give us the edge over our competitors, as well as opening up further opportunities to provide value-added services.

Our work is not over though, and in getting your feedback we stand the best possible chance of finding any remaining issues we can address before a public Beta launch in September. A number of you will be invited to exclusive demos and we’ll link the rest of you to test versions of our new software in due course.

In the mean time, find some screenshots and features below:
Payforit

 

Charge to Mobile

 

 

Client Feature Highlights:

๏ New and existing clients can create Charge to Mobile campaigns in My in a few minutes at any time of day or night.

๏ Create a testable “sandbox” campaign instantly, to integrate and play with key Charge to Mobile features.

๏ Sandbox campaigns only require a few key settings to get started and the client only has to complete all the settings when they are ready to go live.

Charge to Mobile

 

This is a significant project, and perhaps the largest scale project we’ve ever undertaken, combining many separate systems that work in tandem. Each system is responsible for just a few key functions, tailored to specific business goals. This greatly improves the transparency, scalability, maintainability and flexibility of the platform.

In future, development on new billing products could be accelerated by using Charge to Mobile APIs to queue, query and charge. In this way, our forthcoming release of Charge to Mobile is not only a highly advanced version of Direct Operator Billing, but a signal of our future direction.

Your feedback is essential as we work towards an initial public Beta release in September, which will involve a real-world “stability phase” as we transition existing clients to Charge to Mobile before a wider general release.

 

txtNation are a API and intermediary for Payforit.

Payforit

Working with the best Mobile Billing flow is often key for Billing success. It may be worth to use PIN with Link on verification for opt ins.

The process is more robust and secure than Keyword verification.

  • Using your web form you will get a PIN and LINK
  • Users click on the link to complete the process (or enter the PIN)
  • The PIN or LINK will not work if on a different device.

 

Desktop

For Desktop user inputting MSISDN and subsequently PIN, independently.

 

Mobile

For Mobile send out an embedded link (instead of PIN).

 

Contact us for more information and pricing.

 

 

 

Elisa Mobile Internet Billing Service enables service providers to resolve the end users MSISDN number for charging purposes and to send billing requests to Elisa.

With the Elisa Mobile Internet Billing, companies can charge end users through operator billing when the service is provided via a mobile data or broadband connection (IP connection).

 

elisa_logo

Elisa and Saunalahati control over 30% of the Finnish mobile market.

The process for obtaining an MSISDN through Elisa and Saunalahti is made up of three main actions:

 

View the Elisa API for Direct Billing.

View MSISDN Forwarding Header Enrichment API.

Michael Whelan discuss the current state of mobile billing service in the European market.

Mobile billing services is a concept that is still trying to gain a foothold in the online gambling industry, but there are markets that have started to accept mobile payments as a better alternative to the traditional credit card billing.

They’re becoming more comfortable with it, especially in the Nordic countries where we do a lot of business. In the UK, it’s catching on as well,” Whelan told CalvinAyre.com.

Mobile Billing

txtNation, Whelan said, is connected to at least 40 operators worldwide for billing and provides single-click payments in around eight to 10 of the markets, including Switzerland.

View the video from CalvinAyre.com.

Through txtNation’s direct mobile operator connectivity in Finland, we have further added to billing functionality by releasing header enrichment options.

Available across several mobile networks in Finland; Elisa, Saunalahti and Sonera:

  • Mobile Internet Billing (Direct Billing) is available on Elisa, via their Mobile Internet Payment System (MIPS) which includes MSISDN Forwarding to provide ‘Single-Click’ Billing. Available for Elisa and Saunalahti one time and subscriptions.
  • MSISDN Forwarding (Header Enrichment) is available on Sonera using Charger Billing to enable ‘Single-Click’ payments on mobile websites.
  • MSISDN is not available on DNA – optional flow for this network is Web Opt In (WOI) or MO op-in.

txtNation_Finland_blog

txtNation offers mobile payments in Switzerland, with its web optimised payment solution, enabling businesses to increase their conversion rates by offering a simple and seamless customer experience.

The Market:
Switzerland has a population of nearly 8 million and a mobile penetration rate of just over 120%. The internet penetration rate is just over 85%, with nearly 7 million users, putting the country 19th in the world. There are around 3.5 million fixed broadband users and 3.5 million mobile broadband users.

The Solution:
txtNation has linked up with the mobile network operators Swisscom, Orange and Sunrise, bringing your business to nearly 9.8 million mobile handsets in Switzerland. Our web optimised payment flow enables users to easily purchase, being charged to their mobile phone contract or pre-paid credit.

Due to our direct network connections, we can offer great payout rates. Our API is easy to integrate and our support team can help you set up quickly and easily.

Direct Operator billing is available in Swisscom with over 60% of the market share and Premium SMS across Orange and Sunrise.

Flows:

Swisscom
Mobile customers enter their mobile number into the web page and click a button to confirm. They are then sent a Free MT message with a One-Time-Password or PIN to confirm payment.

Header Enrichment also known as MSIDSN capture for Single-Click is also available on application for mobile web flow.

Orange and Sunrise
Mobile customers enter their mobile number into the web or mobile web page and click a button to confirm. They are then sent a Free MT message – a One-Time-Password or PIN to confirm payment. MO opt-in is also available.

 

If you would like to discuss how your business can benefit from mobile billing in Switzerland, please contact us.

 

Flows – MSISDN Forwarding, Direct Billing – Swisscom; Switzerland.

Hosted Payment page – Buttons: ‘Pay’ or ‘Subscribe’

swisscom_pc1 swisscom_tablet1 swisscom_wap1 swisscom_wap0

Earlier this year, we launched our Russian Mobile Operator Billing solution, enabling businesses to take advantage of our high payouts and easy integration. Now, we look at key information about the market and discuss reasons to operate there, through mobile.

The Market:
With the highest mobile penetration of all the BRIC countries, at 162.36%, and a population of over 143 million, Russia is a big market to enter. Having experienced a lot of growth in the usage of mobile internet in recent years, 31.4% of Russians accessed the web on their handsets last year, which is up on 21% in 2012 and 17% in 2011.

In Russia, the majority of mobile internet users are 18-24 year olds, followed closely by 25-34 year olds. This is a key demographic for mobile payments. Credit card payments can cause high drop-off rates, due to the long payment process on mobile, so our Mobile Operator Billing solution can solve this.

The Solution:
txtNation can offer mobile web optimised payments in Russia with a seamless payment process. We can offer a large tariff range from 1rub to 5000rub as well as full technical and compliance support and dedicated account management to ensure an easy setup process.

Our Mobile Operator Billing solution allows a user to simply enter their mobile number and be charged to their contract or pre-paid credit.

Single Click:
With MSISDN forwarding, we can offer single-click mobile payments. The user’s mobile number is detected, and they therefore cut out one step of the process. They can simply click a button to pay. This is only available through application on the MTS network.

If you would like to discuss our mobile billing solutions and how they can help your business, please contact us

Accept Mobile Payments in Russia.

Last week we launched ‘Single-Click’ billing in Ireland enabling merchants to offer a mobile web optimised flow to their customers. In our infographic below, we show you why this form of payment is key to growing your business.

infographic - Ireland

 

 

With a population of 4.5 million, and a smartphone penetration rate of 53%, this is a strong market to enter. Statistics also show that 82% of 18-24 year olds in Ireland own a smartphone, with 79% of 25-35 year olds and 29% of over 55s.

Read more on our FAQ. See our API and read more about our coverage in Ireland. If you would like to discuss how your business can benefit from ‘Single Click’ mobile billing, please contact us.

In response to the growing use of mobile internet in Ireland, txtNation has launched its optimum mobile billing solution for the mobile web, ‘Single-Click’ payments. The new service enables customers to pay with one click, being charged to their phone bill or pre-paid credit.

With a population of over 4.5 million, Ireland currently has a smartphone penetration of 53%, compared to 39% in late 2012. On top of this, more than one in four people in Ireland has access to a tablet, driving commerce on devices.

Recent statistics also show that 82% of 18-24 year olds in Ireland own a smartphone, compared to 79% of 25-35 year olds and 29% of over 55s. 18-35 year olds are a key demographic for mobile payments, highlighting the opportunity for business growth through m-commerce.

txtNation enables mobile payments in Ireland in partnership with the mobile networks; Vodafone and O2, providing the interface as a gateway to the platform via mobile operator billing. Merchants are able to customise the payment window to suit the rest of their website.

How ‘Single-Click’ mobile billing in Ireland works:

 

Accessed on a mobile using mobile internet

Accessed on a mobile using mobile internet

Accessed on a mobile using WiFi

Accessed on a mobile using WiFi

 

 

 

 

 

 

 

 

 

 

 

 

The billing window is customisable. The above is an example. 

This follows the launch of ‘Single-Click’ payments in Sweden and the UK and is part of the award-winning company’s push to provide optimum mobile billing solutions for the mobile web in a number of countries.

txtNation’s Irish ‘Single-Click’ mobile payment solution detects the user’s mobile number through MSISDN forwarding, then accessed on a mobile web connection. This then enables the customer to click one button to pay.

Michael Whelan, txtNation CEO said “We are delighted to be able to offer ‘Single-Click’ billing in Ireland. Mobile web optimised payment solutions are key to growth through mobile as they offer the best possible customer experience, greatly increasing conversion rates.”

To get set up its as simple as declaring your URL(s) to txtNation. We will then white list them with the mobile networks. Read more on our FAQ. See our API and read more about our coverage in Ireland. If you would like to discuss how your business can benefit from ‘Single Click’ mobile billing, please contact us.